Financial Planning

Estate planning, Inheritance Tax planning

For many, being able to pass on their wealth to the next generation without too much of it being taken by the State in the form of Inheritance Tax is a major concern.

A former Chancellor of the Exchequer is said to have stated that "Inheritance tax is a levy paid by those who distrust their relatives more than they dislike the Inland Revenue."

For many estates the largest single beneficiary is likely to be HMRC. Time is an essential commodity if significant amounts of Inheritance Tax are to be avoided, although it is often possible to make some savings when time is limited.

In conjunction with your legal advisers, we provide non contentious advice as how the effects of Inheritance Tax can be minimised.

For those wishing to leave a more lasting legacy, we can help provide advice on the setting up of charitable foundations or endowments.

Estate planning often requires the use of trusts.  Stuart has worked in conjunction with a number of the region's top trust and estate solicitors in order to fully understand what they can do for clients.  He is a fully qualified Trust and Estate Practitioner, having taken the series of additional exams, leading to the STEP Diploma, a qualification usually taken by solicitors and specialist tax advisers.  There are only a handful of financial planners with this qualification, which is your assurance that the holder is a specialist in this area.

Money Management Financial Planner of the Year Awards 2010. Winner, investment companies planner. Runner-up, multi manager planner.